• Newsroom
  • Public Authorities
  • RFPS

When COVID-19 was declared a national disaster, the United States Small Business Administration’s (SBA) Economic Injury Disaster Loan (EIDL) was made available to eligible businesses. Additionally, the Coronavirus Aid, Relief, and Economic Security (CARES) Act was passed by Congress to assist business owners with immediate financial needs precipitated by the COVID-19 crisis. The SBA is responsible for administering the various Coronavirus Relief Options.

The options provided for in the CARES Act are meant to address a variety of needs. What are your needs?

How do I keep my employees on the payroll?

Paycheck Protection Program (PPP)

Apply through a local SBA certified lender*

How do I keep paying my business's bills?

Economic Injury Disaster Loans (EIDL)

Apply directly through the SBA

What if the EIDL funds aren't fast enough?

EIDL Emergency Advance

Apply directly through the SBA; same application as for EIDL

How do I get a quick loan to tide my business over?

Express Bridge Loan Pilot Program

Apply through your SBA Express Lender*

What if I can't keep up with my current SBA loan?

Small Business Debt Relief Program

No application necessary; qualified loans are automatically deferred


To participate in PPP or the Express Bridge Loan Pilot Program, you must work with an SBA certified lender. If you already work with one of these banks or credit unions, start there.

These lenders are accepting new customers
These lenders require an existing account
Is there anybody who can help me navigate these options and applications?

Michigan Small Business Development Center (SBDC) SBA Program Support

SBA Disaster Assistance Customer Service

Free SBA Business Counseling

The Small Business Association of Michigan offers these helpful introductory webinars, which are a great place to start.

More Resources and Information
Resources for Employers
Resources for Workers
Resources for Detroit
Resources for Wayne County
Resources for Michigan
Resources for Families & Communities
Additional Information and Articles